Best Alternatives to Credit Card Casinos in the UK 2025
Online casinos in the UK have been banned from accepting credit card deposits since an April 2020 ruling by the UKGC. However, there are lots of similar and convenient payment methods available to British players wanting to join a credit card casino, and we’re here to help with our detailed guide to the best options.
Last Updated: May 2025
Best UK Casinos that Accept Credit Card Alternatives May 2025
Top 5 UK Casino Sites for Credit Card Substitutes
| Rank | Casino | Rating | Accepted Payment Methods |
| 🥇 | MagicRed | 🎰 Best for games collection | Apple Pay, Mastercard, MuchBetter, PayPal, PaysafeCard, Skrill, Trustly, Visa |
| 🥈 | Jackpot City Casino | 🪙 Best for minimum deposits | PayPal, Mastercard, Neteller, Skrill, Rapid Transfer, Visa |
| 🥉 | All British Casino | ⏰ Best for fast payouts | Apple Pay, Mastercard, Neteller, PayPal, PaysafeCard, Skrill, Trustly, Visa |
| #4 | Betway Casino | 📱 Best for mobile casino | Bank transfer, Mastercard, PayPal, Trustly, Visa, Vyne |
| #5 | Betano | ✨ Best new UK casino | Apple Pay, Bank transfer, Google Pay, Mastercard, Visa |
Use 8 Payment Methods at MagicRed
MagicRed is not only our top-ranked UK online casino (rated 4.9⭐ by our expert team), but one that accepts numerous payment methods suited to players wanting to use credit cards, including Mastercard, PaysafeCard and Visa.
All of these deposit options can be used to claim MagicRed’s welcome bonus of 100 free spins on the slot Fire Joker, which generously features no wagering requirements, compared to the 35x at All British Casino and 50x at Jackpot City. You can also claim daily no deposit free spins on weekdays between 3pm and 4pm and take advantage of cashouts processed within 48 hours.
Expert Review – Alan Kendall: “When I play at MagicRed, I don’t need to worry about not being able to use my credit card. I know there’s numerous popular and easy-to-use payment options available with fee-free cashouts from £10, and I found it easy to verify my account in order to enable quick withdrawals.”
Player Review – Abbie Baker (Trustpilot): “The variety of games is incredible and I'm always finding something new to play. Recently, I hit a big jackpot on one of their slots, and when it was time to withdraw, the process was impressively fast. I highly recommend checking out MagicRed - it’s truly top-notch!”
Sign up at MagicRedWhy Are Credit Card Casinos Not Allowed in the UK?
Using credit cards at UK online casinos was banned in April 2020 by the Gambling Commission (UKGC), the government body responsible for regulating all gambling activity in the UK.
This decision was made following the UKGC’s March 2018 review into online gambling and public feedback which highlighted the following:
- 22% of people using credit cards to gamble online were classed as problem gamblers, compared to 8% of UK online gamblers in general.
- There were instances of players accumulating over £10,000 in gambling-based debts via credit cards, including one player who lost £54,000 in a night after using nine separate cards to make deposits.
- The fees and interest applied by credit cards were encouraging players to chase losses.
As of May 2025, there are no plans to reverse this ruling, and the UKGC stated in November 2021 that they felt the ban had a positive effect on the behaviour of online casino players in the UK.
Can You Gamble With Credit Cards by Using E-Wallets?
Payments Expert - Jon Young: “You might be wondering if it’s possible to get around the credit card casino ban by adding money to an e-wallet with a credit card and then depositing at real money casinos with the e-wallet.
However, this isn’t allowed. The UKGC says that UK casinos aren’t allowed to take payments from e-wallets funded by credit cards. For instance, the T&Cs at Jackpot City Casino state “You may not use a credit card to deposit funds into your account. This includes depositing into your account via a money service business, such as a digital or e-wallet, where the original source of the funds is a credit card.”
This extends to ‘buy now, pay later’ schemes offered by e-wallets such as PayPal Credit. Similarly, whenever I fund my Neteller or Skrill wallet, I’m always asked if I want the money to be made available for gambling purposes, but I can’t select this option when I’m depositing with a credit card.”
Popular Payment Methods Available at UK Casino Sites
If you’re searching for real money casinos that accept credit cards, banking options that you can use instead include debit cards, e-wallets and mobile payments. The most commonly accepted at top UK casinos include the following:
Visa
Visa is the largest debit card provider in the UK with a reported 80% market share, meaning unsurprisingly it’s also among the most widely used payment methods for online gambling.
✅ Involves very similar process to using credit cards with card number and security code
✅ Accepted at over 200 online casinos in the UK
✅ Easy to set up at most major UK banks, including Barclays, HSBC and Lloyds
❌ Withdrawal time of 1-3 working days slower than e-wallets and mobile options
Discover Visa casinosMastercard
Mastercard is the second-most used card provider worldwide and offers prepaid options alongside debit cards. Banks such as NatWest, Santander and Halifax provide Mastercard products to customers.
✅ Most accepted payment option at UK casinos alongside Visa
✅ Reliable security measures including Identity Check and Zero Liability anti-fraud help
✅ Some Mastercard casinos (such as Betano) accept £30,000+ max withdrawals
❌ Fewer UK banks offer Mastercard debit cards compared to Visa
Discover Mastercard casinosPaysafeCard
PaysafeCard is a prepaid voucher service, whereby you can purchase virtual or digital cards in amounts from £10 that are activated via 16-digit PIN codes. It’s accepted at top-rated casinos including MagicRed and Jackpot City.
✅ Simple to buy PaysafeCard vouchers either online or at 35,900+ locations across the UK
✅ Voucher-based approach makes it easier to track your spending on online gambling
✅ Added privacy via removed need to share your banking or card details with the casino
❌ Can’t be used to withdraw, so you’ll need access to a different cashout option
Discover PaysafeCard casinosPayPal
An estimated 20 million Brits use PayPal to make digital payments, and it can now be used at over 100 online casinos. All you need to sign up for a PayPal account is your email address, and a debit card or bank account to initially fund your e-wallet.
✅ Dedicated mobile app that offers easy yet secure deposits through PayPal One Touch
✅ Allows for quick withdrawals of 24 hours or less, which is faster than debit cards
✅ Reputation for strong security, with transactions monitored 24/7 and phishing protection
❌ Some casinos (e.g. Betway and Coral) exclude PayPal deposits from claiming bonuses
Discover PayPal casinosSkrill
Skrill is an e-wallet that is widely used for online gambling, for reasons including speedy withdrawals and the option to top up your Skrill account in various ways, including debit card, bank account and prepaid vouchers.
✅ Simple sign-up process that only takes 2-3 minutes
✅ Fast deposits and 24-hour withdrawals that don’t require you to enter bank information
✅ Responsible gambling tools such as deposit limits and option to block casino payments
❌ Only accepted at 50+ UK casinos, compared to 100+ for other e-wallets like PayPal
Discover Skrill casinosApple Pay
Apple Pay is a smartphone-friendly payment option that is particularly popular with mobile gamblers. While it’s most commonly used on iPhone, it’s also available on compatible iPad and Mac devices.
✅ Available at 100+ UK casinos, including MagicRed and talkSPORT BET among our top 10
✅ Speeds up deposit process as you don’t need to enter card details
✅ Enhanced security and option to approve payments using Face or Touch ID
❌ Only available on Apple devices with iOS 8.1 or newer
Discover Apple Pay casinosHow Do Alternative Payment Options Compare to Credit Cards?
With numerous substitutes available to British gamblers wanting to use credit card online casinos, it can be handy to know which are the most widely accepted and offer fast payouts:
| Payment Method | Withdrawal Speed | No. of UK Casinos |
|---|---|---|
| PayPal | 0-1 working day | 100+ |
| Neteller | 0-1 working day | 50+ |
| Skrill | 0-1 working day | 50+ |
| Payz | 0-1 working day | 25+ |
| Apple Pay | 0-2 working days | 100+ |
| Debit Cards | 1-3 working days | 200+ |
| Visa | 1-3 working days | 200+ |
| Mastercard | 3-5 working days | 200+ |
| PaysafeCard | N/A | 25+ |
| Pay by Phone | N/A | 10+ |
What Credit Card Casino Alternative Do Our Experts Recommend?
Payments Expert - Jon Young: “I’ve found Apple Pay to be consistently easy to use at casinos such as LeoVegas and 888 Casino. It only took me a few minutes to set up on the Wallet app on my iPhone and I liked that I didn’t need to sign up for an account or with a bank.
It lets me make instant deposits with just a few taps while ensuring that only I can approve them with Face ID. Whenever I go to withdraw, I also normally get my winnings within a day or two”.
What to Do If You Find a Credit Card Casino in the UK
Despite the ban, you may still come across UK online casinos accepting credit card deposits. Such credit card casino sites are not UKGC-licensed and don’t follow UK gambling laws, so we strongly recommend that you avoid and don’t sign up with them.
By playing at a casino that accepts credit cards, you’re handing over your money and personal information to an operator that doesn’t follow UKGC rules. This can be dangerous for several reasons:
- ⚠️ If you don’t receive a payout or requested withdrawal, the UKGC can’t help you
- ⚠️ There may be insufficient security for your data, or it could be sold to third parties
- ⚠️ The site may advertise casino bonuses with false or misleading terms
- ⚠️ Your money isn’t protected in the event the casino shuts down, which can be without warning
At Casino.co.uk, we only feature casinos that are UKGC-approved and don’t accept credit card payments.
Risks of Using Credit Cards for Online Gambling
With the average interest rate for UK credit cards hitting an all-time high of 23.57% in August 2023, it’s important to be aware of the risks linked to credit card gambling if the UKGC’s ruling is ever reversed. The main problems that can arise from playing at credit card casinos include the following:
- Interest can worsen losses: Credit cards can charge high daily interest rates of 30+% on unpaid balances. That means if you can’t immediately pay back money lost gambling with a credit card, you’ll not only owe the money lost, but any interest added on top, which can make it more difficult to control your losses and damage your credit score.
- Harder to track budget: Many of the most accepted credit cards in the UK including Amex, Visa and Barclaycard offer welcome perks to new customers, such as deferred payments and boosted credit limits. These may sound appealing, but can encourage you to gamble with a larger budget than you can actually have, increasing the risk of unsustainable losses.
- Additional fees: Before the UKGC ban, most UK online casinos treated credit card deposits as ‘cash advances’. Major card companies including NatWest and Nationwide charge you a 3% fee per advance. This means that if credit card casinos are made available again to British gamblers, it will likely be a more expensive payment method to use than debit cards and e-wallets.
Gamble Responsibly With Credit Card Alternatives
Whichever payment method you decide to use instead of credit cards at UK casino sites, always remember to practice responsible gambling.
You can do this by setting yourself a budget before every gaming session, taking advantage of tools such as deposit and loss limits and using the following resources:
| Organisation | Info | Contact Details |
|---|---|---|
 |
GamCare – Free support for anyone affected by problem gambling harms across the UK |
💬 Live chat 📱 Phone: 0808 80 20 133 |
 |
GambleAware – Tools, treatment options and education to assist with problem gambling |
💬 Live chat 📱 Phone: 0808 80 20 133 📧 Email: info@gambleaware.org |
 |
GAMSTOP – Allows you to instantly self-exclude from all licensed UK online casinos |
💬 Live chat 📱 Phone: 0800 138 6518 📧 Email: helpdesk@gamstop.co.uk |
Frequently Asked Questions
Can you use credit cards at UK casino sites?
No, following a UKGC ruling that banned UK casino sites from accepting credit card deposits in April 2020. This applies to all licensed gambling sites in the UK.
Which UK online casinos accept credit cards?
None of our top-rated UK casinos accept credit cards. You may find online casinos available to British gamblers advertising that they accept credit card payments. However, these casinos aren’t UKGC-approved and we firmly suggest that you don’t use them as a result.
What are the best alternative payment methods to credit cards?
For the most similar experience to using credit cards, we suggest debit cards such as Mastercard and Visa. As when buying something online with a credit card, this involves entering your card number and security code to deposit at a casino site.
Which credit cards allow you to gamble online?
There aren’t currently any credit cards that you can use at UK online casinos. Casinos are banned from accepting credit card deposits, and similarly you can’t fund e-wallets with credit cards and then use them to make gambling payments.
Which UK casino apps take credit cards?
The ban on credit card casinos in the UK extends to mobile apps, so you can’t use credit cards to gamble on your smartphone. If you’re interested in playing at mobile casinos, we suggest payment methods such as Apple Pay and Google Pay.
