Best Debit Card Casinos in the UK
Debit cards including Visa and Mastercard are accepted at virtually all of the 175+ licensed UK casino sites. Check out our recommended debit card casinos for payment flexibility, mobile games and minimum deposits, plus expert tips for using them to gamble online.
Deposit with Visa, Mastercard and More at These Leading Casinos
Reviewed and Rated: Our Top 5 Debit Card Casinos
We’ve put together a list of the best debit card sites across the 65+ UK online casinos reviewed by our expert team, including which debit cards each casino accepts and its main perk:
| Rank | Casino | Debit Cards | Best for |
|---|---|---|---|
| 🥇 | Duelz | Mastercard, Visa | 🏆 Overall debit card casino |
| 🥈 | All British Casino | Mastercard, Visa | 💰 Bonuses and offers |
| 🥉 | Jackpot City | Maestro, Mastercard, Visa | 🪙 Minimum deposits |
| #4 | Betway | Mastercard, Visa | 🎰 Free spins |
| #5 | Betano | Mastercard, Visa | 📱 Casino app |
Debit Cards: An Accessible and Easy Option for Casino Payments
Millions of Brits already use debit cards for their day-to-day spending. Visa and Mastercard debit cards reportedly account for just under 50% of all payments in the country every year, and there were an estimated 2.3 billion debit card transactions in July 2025 alone.
Conveniently, they’re also among the most popular payment methods at UK online casinos, and making it your primary deposit option does have various benefits:
- ✅ Widespread availability: Debit cards are supported at practically all licensed UK casinos, and the only payment method you can use at each of our top 10. There are considerably more debit card casinos (175+) for Brits than even the most widely accepted banking alternatives like PayPal and Apple Pay (100+).
- ✅ Convenience and ease: If you already use a debit card connected to your bank account, all you have to do to deposit at a casino site is enter your card details. There’s no need to sign up for and verify an account, as when you use e-wallets such as Skrill and Neteller, nor order vouchers via services like PaysafeCard.
- ✅ Mobile compatibility: It takes less than a minute to add debit cards to smartphone wallets including Apple Pay and Google Pay. This allows iPhone and Android players to make instant ‘one tap’ deposits processed on the card, without needing to leave the casino’s mobile site or app.
- ✅ Top-level security: Debit card transactions are subject to more stringent checks from the Financial Conduct Authority (FCA) than e-wallets like Neteller and Payz, offering an extra layer of assurance that your deposits and withdrawals are secure.
Expert Tip: Why Our Expert Team Recommend Debit Cards
Paul Lamford, Published Author and Gambling Expert: “When I gamble with debit cards, I know I can skip checking whether a casino accepts Visa and Mastercard, moving money into my PayPal or Skrill wallet to make a deposit, and ensuring that I have access to a payment method eligible for bonuses.
These are all problems I’ve run into when using other payment methods, so I’m happy to tolerate the slower withdrawal times for less hassle across the board.”
Which Debit Cards Can You Use to Gamble Online?
If you want to play with debit cards at real money casinos, you effectively have a choice between Visa, Mastercard and options currently being phased out like Maestro. Here’s a run-through of the main differences between them:
Visa
Visa is the biggest debit card in the UK with an estimated 70% to 80% market share, largely because you can get Visa cards from several major British banks including Barclays, HSBC and Lloyds. Visa casinos have been serving British players for longer than many other payment options, as Visa was among the first to integrate its software with online gambling sites.
- ✅Compatible with Visa Fast Funds to enable quick withdrawals delivered in just 4 hours
- ✅Default debit card provider at 4 of the UK’s 5 biggest banks
- ✅Visa Secure two-factor verification and anti-fraud security measures
- ❌Generally slower than e-wallets and mobile options for payout speed
Mastercard
Mastercard is the second-most used debit card in the UK, accounting for a reported 20% to 25% of transactions yearly, but is generally always offered as a payment option alongside Visa at gambling sites. Unlike in certain countries, Mastercard casinos can be used for both deposits and withdrawals by Brits, although some do take longer to process payouts than Visa sites.
- ✅Available at increasing number of banks in recent years, such as Monzo and NatWest
- ✅Also provides prepaid products compatible with e-wallets like Skrill
- ✅Comparable availability and bonus eligibility to Visa
- ❌Only available at NatWest among 5 UK banks with most customers
Maestro
Maestro is a product from Mastercard that exclusively offers debit cards, as opposed to credit and prepaid options as well. It’s far less accepted at UK casinos than Visa and Mastercard, and is only available at Jackpot City among our top 10.
This is because European banks stopped issuing new Maestro cards in July 2023, so any expired cards are now replaced by Mastercard debit and they will no longer be in service by the end of 2027.
Play with Maestro at Jackpot CityExpert Tip: Why isn’t Visa Electron Available at Online Casinos?
Claudia Hartley, Payments Expert: “Visa Electron was a debit card you could previously use at UK online casinos. It mainly differed from my regular Visa debit cards in that I always had to verify payments online with all funds available, as the card wouldn’t let me overdraw money.
While I’ve noticed that some casinos such as Betway still advertise Visa Electron, it was discontinued worldwide in April 2024, when all Electron cards were converted to standard Visa debit.”
Visa, Mastercard and Maestro Compared
| Debit Card | No. of UK Casinos | Estimated Number of UK Cards | Average Payout Speed | Security System |
|---|---|---|---|---|
| Visa | 175+ | 81.3 million | 1-3 working days (4 hours via Visa Fast Funds) | Visa Secure |
| Mastercard | 175+ | 24.4 million | 1-5 working days | Mastercard Security Check |
| Maestro | 10+ | >1 million | 1-3 working days | 3D Secure |
Getting Started With Debit Cards
UK banks give you a debit card whenever you open a current account with them, meaning there’s a very likely chance you already have one. In the event you don’t, here’s what the process broadly involves:
- Choose which bank you want to open a current account with and start your application, either online or at a branch.
- Provide any required documents to prove your identity, address and funds. These normally include your passport, driving licence and recent utility bills.
- Once your application is completed, many major British banks say they will review it within 10 working days.
- If your application is approved, the bank will let you know and normally post you a physical debit card and its PIN within a week. Debit cards are mostly already activated when they’re sent to you, but it’s worth checking if there’s any instructions you need to follow.
- Once you have your card number and name, expiry date and three-digit security code (CVV), you can then use the debit card to make deposits at casino sites.
Similarly to other online purchases, casino deposits are taken from the account your card is linked to, meaning you’ll need to ensure you have enough funds to cover the payment to avoid going into your overdraft.
The type of debit card you get (specifically, Visa or Mastercard) depends on which bank you use to open your current account. Here are the top dozen banks in the UK by number of customers and market cap, and which debit cards they currently offer:
| Bank | Debit Card | Bank | Debit Card |
|---|---|---|---|
| Barclays | Visa | Monzo | Mastercard |
| Bank of Ireland UK | Visa | Nationwide | Visa |
| Bank of Scotland | Visa | NatWest | Mastercard |
| First Direct | Mastercard | Royal Bank of Scotland (RBS) | Either |
| HSBC | Visa | Santander | Mastercard |
| Lloyds | Visa | Standard Chartered | Visa |
Deposit With Your Debit Card at Online Casinos
If you’re ready to start playing for real money with debit cards, the good news is that it’s straightforward to fund your account at top UK casinos. When we tested the process at our number one debit card casino Duelz, the following steps only took us two minutes to complete:
- Log in to your Duelz account on your computer, tablet or mobile by typing in your username and password.
- Hit the ‘Deposit’ button and then debit cards from the list of options (on mobile, this may be depicted by the Visa and Mastercard logos).
- If it’s your first time depositing with a specific card, enter your name, card number, expiry date and CVV number. If you’ve already saved a debit card to your account, choose it from the list at the top of the form and then enter its CVV code.
- Select the amount of money you want to deposit from the pre-loaded options or type it in the box underneath, ensuring it meets Duelz’s £20 minimum.
- Hit the ‘Deposit’ button and complete any required verification checks from your bank, and the money should then be sent to your casino account instantly.
Withdraw Your Winnings Using Visa or Mastercard
At debit card casinos, you can withdraw money from your casino account to your bank using a Visa, Mastercard or Maestro card. If you last deposited with a debit card, a casino may require you to cash out winnings in this way. As an example, here’s how to complete a debit card withdrawal at Betano:
- Sign in to your Betano account, hit the profile icon in the top-right corner of the screen, and select ‘Withdraw’ from the options listed underneath your account balance.
- Choose debit cards (shown as the Visa and Mastercard logos) from the available withdrawal options. Betano uses a closed loop system, so you’ll only be to pick this if you most recently deposited using a debit card.
- Betano will automatically load the details for the debit card saved to your account. Check that these are correct for the card you want to use.
- Enter your withdrawal amount (this needs to be least £5) and select the box confirming that you own the debit card you’re using to cash out.
- Hit the white ‘Withdrawal’ button. Your payout should then arrive in 1 to 5 working days.
Debit Card Fees and Withdrawal Times
The vast majority of UK online casinos don’t charge you for depositing or withdrawing with a debit card, and most major British banks don’t apply fees on gambling transactions. Instead, you’re more likely to encounter fees on your payout amount, such as at Casumo, which subtracts a £3 fee on withdrawals of under £10.
There can be regular fees and charges for using your debit card day-to-day, although when these apply and how much for largely depends on your bank. Common debit card fees include:
- Withdrawing money with a debit card at a cash machine or ATM (often £1 to £3)
- Using your debit card for payments in foreign countries (normally charged as a percentage of the payment amount)
- Overdraft fees if the balance in your current account falls below £0 (generally charged monthly)
- Replacement fees if you lose a debit card and need to order a new one
The main setback of using debit cards at casino sites is that compared to e-wallets like PayPal and Skrill which often deliver your winnings within 24 hours, they involve much slower withdrawal processing times. While the average is up to 5 working days, this can take even longer at the likes of Winomania and Spin Casino, primarily because payments sent to your bank undergo more thorough security and anti-fraud checks from the FCA.
Expert Tip: Take Advantage of Quicker Withdrawals Via Visa Fast Funds
Claudia Hartley, Payments Expert: “If like me you use a Visa debit card, I’d recommend casinos such as Betano and Coral that offer the Visa Fast Funds service. As an integrated service to Visa Direct, it removes the long waits to get my winnings by partnering with my bank using VisaNet’s push-to-card technology, so my payout is instantly approved and processed.
That means my money arrives even quicker than when I use e-wallets, such as at Coral, where the 4-hour waiting time is literally twice as fast than the 8-hour window for Neteller, PayPal and Skrill. Best of all, the increased speed still doesn’t stop my payments from going through VisaNet’s advanced encryption measures and fraud detection checks.”
Boost Your Bankroll With Debit Card Casino Bonuses
A major perk of using debit cards to play at online casinos is that Visa and Mastercard deposits are rarely excluded from claiming casino bonuses. In fact, some casino sites like Jackpot City and Betway literally only allow you to use debit cards to get the welcome offer, as any alternatives including e-wallets and mobile payments are prohibited.
The trade-off to this is that if a casino also uses a ‘closed loop’ system whereby you’re required to withdraw using the last payment method you deposited with, you’ll likely have to endure longer waiting times to get your bonus winnings than when cashing out via the likes of PayPal and Skrill.
To highlight the ease of using debit cards to claim bonuses, we tested the acceptance rate for Visa and Mastercard against popular payment alternatives across the current welcome bonuses at each of our top 10 UK casinos:
| Casino | Welcome Bonus | Debit Cards | Apple Pay | Skrill | PayPal |
|---|---|---|---|---|---|
| All British Casino | 100% up to £100 + 10% Cashback | ✅ | ✅ | ✅ | ✅ |
| Betano | Wager £20, get £50 + 100 Free Spins | ✅ | ✅ | ❌ | ❌ |
| Betway | 150 No Wagering Free Spins | ✅ | ❌ | ❌ | ❌ |
| Duelz | 100% up to £100 + 100 Free Spins | ✅ | ✅ | ✅ | ✅ |
| Grosvenor Casino | Wager £20, get £50 + 100 Free Spins | ✅ | ✅ | ❌ | ❌ |
| Jackpot City | 100% up to £100 + 100 Free Spins | ✅ | ❌ | ❌ | ❌ |
| Midnite | 100 No Wagering Free Spins | ✅ | ✅ | ✅ | ❌ |
| Monopoly Casino | 100 Free Spins | ✅ | ✅ | ❌ | ❌ |
| talkSPORT BET | Wager £10, get £50 + 50 No Wagering Free Spins | ✅ | ✅ | ❌ | ❌ |
| The Vic | Up to £200 and 100 Free Spins | ✅ | ✅ | ❌ | ❌ |
Expert Tip: Why Do Casinos Sometimes Confine Bonuses to Debit Card Players?
Martin Booth, iGaming Expert: “In my experience, casinos prefer me to claim bonuses via debit card deposits, as such payments have to comply with more stringent checks from the FCA. That makes it a lot easier for a casino to verify my identity, address and banking details in turn, and rule out the possibility that I’ve created duplicate accounts to get the same bonus more than once.
Something I’ve noticed on this front is that casinos tend to be stricter with welcome offers. For instance, I could only claim Spin Casino’s sign-up bonus using debit cards, but can deposit using any of the casino’s seven accepted methods for its regular Drops & Wins and live roulette promos.”
Debit Cards vs. Other Casino Payment Methods
While you may already be familiar with using debit cards and what that involves, it’s still useful to assess the benefits and drawbacks of playing with Visa and Mastercard compared to other common casino payment methods for Brits.
To help, we’ve put together the key stats on how debit cards compare with e-wallets, mobile options and prepaid vouchers for accessibility, payout time, bonus qualification and minimum deposit limits:
Gambling With Debit Cards on Mobile
You can use also use your debit card to make deposits and withdrawals at mobile casinos. As on desktop, the process involves entering your card number, name, expiry date and CVV code on a casino’s app or mobile site.
While Visa and Mastercard offer specific apps for both iPhone and Android, in our experience it’s easier to track your spending and current account (as well as any other accounts you have) using your bank’s dedicated app. Banking apps such as HSBC also come with features like being able to check your debit card PIN and turn on gambling restrictions.
A major perk of using debit cards on mobile is that it’s easy and quick to link them to smartphone wallets, in order to play at Apple Pay casinos and Google Pay sites. In both cases, you can simply hold your card near your mobile, and it will scan it to add the details.
This allows you to make instant ‘one touch’ deposits that are biometrically approved by Face or Touch ID. This removes the need to check and enter your card details or come out of the casino’s mobile platform in order to verify the payment with your bank or approve pay by phone deposits via SMS. When offered, Apple Pay and Google Pay withdrawals also tend to be quicker than debit card payouts.
Staying Safe and Secure When Playing at Debit Card Casinos
Provided you do so at UKGC-licensed casinos, it’s completely safe to use debit cards to gamble online. They have various security tools and teams in place to protect your money and transactions, and there are additional tips you can follow to help practice responsible gambling:
Advanced security systems: Major debit card brands have industry-leading and FCA-approved security software, such as Visa Secure and Mastercard Identity Check. These both offer SSL encryption, two-factor authentication (2FA) to approve payments, and zero fraud liability, meaning you aren’t financially responsible for any unauthorised transactions.
Both Visa and Mastercard also have 24/7 customer support and anti-fraud monitoring teams, who look out for suspicious payments. In the event that you lose your debit card or it’s stolen, most banks also allow you to instantly freeze the card via your online account or app.
Block gambling payments: UK banks including Barclays, HSBC, Lloyds and NatWest allow you to put a gambling block on your current account, meaning you then can’t use the debit card to deposit at online casinos. This can be a time-saving way to take a break from and limit your spending at casino sites, as it removes the need to manually self-exclude from every casino you use.
If you want to remove the gambling restriction, your bank will normally make you wait for a cooling-off period (such as 3 days at HSBC), so you can ensure you’re comfortable doing so.
Stick to trustworthy casinos: Regardless of whether you’re using a Visa, Mastercard or Maestro debit card, you need to ensure every casino you play at has valid licensing from the Gambling Commission (UKGC).
By signing up at unlicensed sites, you’re putting your debit card and personal details at risk of insufficient security and being sold to third parties. The UKGC also won’t be able to help you if the casino refuses to pay out your winnings or shuts down without warning, so you lose any money you’ve deposited with your card in turn.
Get help if needed: If you feel you’re developing and/or engaging in problem gambling habits while playing at debit card casinos, don’t hesitate to use the independent help and resources available at organisations like GamCare, GambleAware and GAMSTOP.
Expert Tip: Why Can’t You Use Visa and Mastercard Credit Cards to Gamble Online?
Using credit cards to play at online casinos was prohibited by the UKGC in April 2020, after research highlighted that 22% of players at credit card casinos were classed as problem gamblers, over double the rate of 8% among UK online gamblers overall. This was partially because the fees and interest applied by credit cards pressured players to chase their losses.
The ban on Visa and Mastercard credit cards includes taking out short-term loans via Cash Advance to fund your gambling, as well as funding e-wallets such as PayPal and Skrill via credit cards in order to use them for casino deposits. As the UKGC stated in 2021 that they felt the ban had benefited online gamblers, it seems unlikely to be overturned in the near future.
Sources
- UK Finance: Statistics on debit card spending in the UK
- Mastercard: Announcement on Maestro being discontinued
- Gambling Commission: Announcement of UK ban on gambling with credit cards
